The Ins and Outs of USDA Loans

Eligibility for USDA Loans

  • You are a US citizen, non-citizen national or qualified alien
  • You are financially able to make your loan payments
  • You will live in your newly financed home as your primary residence
  • Your income falls beneath certain limits for very low to moderate income as determined by the in which you live
  • You can make mortgage insurance (PMI) payments in addition to your monthly expenses
  • Have acceptable credit history (credit requirements are flexible depending upon your circumstances)
  • Look Up Home eligibility

Home Sweet Home with a USDA Loan