USDA Loans
The Ins and Outs of USDA Loans
Eligibility for USDA Loans
- You are a US citizen, non-citizen national or qualified alien
- You are financially able to make your loan payments
- You will live in your newly financed home as your primary residence
- Your income falls beneath certain limits for very low to moderate income as determined by the in which you live
- You can make mortgage insurance (PMI) payments in addition to your monthly expenses
- Have acceptable credit history (credit requirements are flexible depending upon your circumstances)
- Look Up Home eligibility https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do